Business Online Banking

Our Business Online Banking is specifically tailored to help meet the needs of everyday businesses.

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In the modern era, many customers conduct aspects of their business online. With our Business Online Banking, we give you the tools to simplify day-to-day tasks. Just like our Retail Online Banking, our Business Online Banking is available through desktop browser or mobile application. You have access to your accounts anytime, anywhere. Our Business Online also contains additional services for business owners:

  • ACH Origination Services* Take the paper out of payroll by switching to direct deposit with ACH Manager! Create and review NACHA (National Automated Clearing House Association) formatted files for your payroll processing. Easy-to-use funds transfer templates streamline the process of submitting ACH transfers! Make the transition today!
  • Bill Payments with Check Free Explore our convenient and user-friendly alternative to checks and postage. Establish reminders, create re-occurring payments, and receive your bills electronically, all with Check Free.
  • Flexible administrative options advanced security options can be customized for you and your staff to meet the needs of your business.
  • Go Green with Business Online! View your statements, transfer notices, loan payments and more all electronically!
  • Multi-factor Authentication to help protect your sensitive information. Multi-factor Authentication (MFA) combines traditional user codes with a second level of customer authentication.
  • Schedule regular transfers, create templates for frequent or scheduled transfers, or perform instant transfers from any deposit account or Line of Credit*

Business Online does require that customers open and maintain a qualifying Business account.** Switch kits with personalized help from one of our friendly Personal Bankers are available to make the transition to Business Online with Waumandee State Bank as smooth as possible!

Waumandee State Bank also offers additional products to complement and streamline your business practices and goals!

  • Remote Deposit Capture* Scan and submit your checks electronically from the convenience of your place of business through use of a check imaging device.
  • Business Debit Card* Log into your Business Online account to see purchases and transactions made with your debit card post in real-time. 

What are you waiting for? Contact your Personal Banker today!

*Available with qualifying Business accounts only and subject to Loan Officer approval.
** Some Business accounts may have minimum balance requirements, and subsequent service charges and per check charges if the daily balance falls below the minimum balance at any time during the statement cycle.

Business Mobile Banking

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Waumandee State Bank has a mobile application just for customers with Business Online Banking!

Just search "WSB Business Mobile" in the iOS or Google Play app stores and download to get started. You can then login with your existing Business Online information. Accessing your Business Online Banking from your smartphone has never been easier.

 

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Apple App Store Google Play Store

Business Mobile Deposit 

Have a check to deposit and can’t make it to the bank? Try out Mobile Deposit Capture in our Business Mobile Banking application. Simply enter the amount of the check, choose which account to deposit it into, and take a picture of both sides of the check.

Finally, ensure the check is endorsed with “For Mobile Deposit at Waumandee State Bank Only” after the signature as shown in the image below.

Endorsement

Deposit Limits Apply:
Per Check Deposit Limit: $5,000
Daily Deposit Limit: $5,000
Checks deposited by 4:00 pm CST will be processed on the same day. Deposits received after 4:00 pm CST or on Saturday, Sunday or bank holidays will be processed on the next business day. Your funds will usually be available no more than two business days after deposit. It is recommended to write on the front of the check mobile deposit and date of deposit and retain for 14 days after deposit has posted.

 

Remote Deposit Capture


Are you tired of making that daily dash to the bank to deposit your checks? With Remote Deposit, you can scan and submit your checks electronically from the convenience of your place of business! No more wondering if bad weather will delay timely posting of deposits. No more trips to the bank. No more waiting in line. No more playing “beat the clock.”

Depositing your checks remotely is largely made possible by new “Check 21.” Check 21 gives us the opportunity to replace labor-intensive, paper-based check processes with quicker, safer, image-based handling and clearing services. The result is faster deposits, more efficient collections and tremendous convenience for you and your business.

Benefits

  • Convenience – No more daily trips to the branch. Deposit checks right from your desktop.
  • Expanded cutoffs – Extends deposit window.
  • Reduced expenses – Saves time and money. Eliminates the cost and liability of regular trips to the branch. Reduces deposit preparation costs. Fewer NSF’s.
  • Faster clearing – Speeds up the availability of funds. Improves cash flow.
  • Streamlined operations – Automates the process of creating deposit tickets. Improves posting accuracy. Centralizes deposits from satellite offices with one financial institution.
  • Peace of mind – Reduces the risk of fraud. Assures deposits are being made daily.

Pricing

Remote Deposit Capture Contracts (Includes fees and terms.)

  • $500.00 One Time Charge
  • $50.00 Monthly Charge
  • 2 Year Term
  • $ 0.10 per item charge

Simplify your routine and forgo the daily time, risk and expense of sending an employee offsite or paying for courier pick-up.

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