CDs & IRAs 

CERTIFICATES OF DEPOSIT

Certificates of deposit offer a way to earn a predictable interest rate on money that you don’t need access to right away. Our certificates give you a guaranteed rate for a fixed term. The interest can be compounded, transferred to your checking or savings account, or paid by check. Contact one of our Personal Bankers for our competitive rates and terms.

Term3, 6 & 12 Month18 & 30 Month2, 3, 4 & 5 Year

Minimum Opening Deposit

$500.00

$500.00

$500.00

Minimum Daily Balance* to Obtain APY

N/A

N/A

N/A

Interest Payment Frequency

At Maturity

Semi-Annually

Annually

IRA

Concerned about your financial future? We offer several ways to save in either a Roth, Traditional, or Simple IRA. Each of these have their own tax advantages. Consult your tax advisor, and then contact one of our Personal Bankers to set up the IRA that is right for you and your retirement.

Term3, 6 & 12 Month18 & 30 Month2, 3, 4 & 5 YearIRA Savings Account

Minimum Opening Deposit

$500.00

$500.00

$500.00

N/A

Minimum Daily Balance* to Obtain APY

N/A

N/A

N/A

$0.01

Interest Payment Frequency

At Maturity

Semi-Annually

Annually

Quarterly

* Daily balance (the amount of principal in the account each day)
** Rates are subject to change at any time without notice.
All Interest Rates and Annual Percentage Yields (APY’s), are current as of this date, but are subject to change at any time. The disclosed APY assumes that interest will remain on deposit. The APY is defined as a percentage rate reflecting the annualized interest paid on an account based upon the indicated frequency of compounding for a 365/366 day period. Fees or withdrawals will reduce earnings. There may be a penalty on funds withdrawn prior to maturity on all Certificates of Deposit. Federal Regulations limit the number of withdrawals that can be made per month or statement cycle for all savings and money market accounts. An excessive withdrawal fee will be applied against the account for each transaction above the specified limit. Disclosures on fees, transaction limitations and other product features are contained in our Deposit Account Information Brochure.

Go to Top